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Learn more about Fort Lauderdale, Florida

Fort Lauderdale is a city in the U.S. state of Florida, along the Atlantic Ocean. It is the county seat of Broward County.
According to 2007 U.S. Census Bureau estimates, the city had a population of 183,606. It is a principal city of the
South Florida metropolitan area, which is home to over 5,413,212 people.

The city is a popular tourist destination, with 10.35 million visitors in 2006. Fort Lauderdale is sometimes known as the
"Venice of America" because of its expansive and intricate canal system. The city is a major yachting center, with
42,000 resident yachts and 100 marinas and boatyards. The city sits 28 miles north of Miami, Florida. Fort
Lauderdale and the surrounding area host over 4100 restaurants and 120 nightclubs.

Fort Lauderdale is named after a series of forts built by the United States during the Second Seminole War. However,
development of the city did not begin until 50 years after the forts were abandoned at the end of the conflict. Three
forts named "Fort Lauderdale" were constructed; the first was at the fork of the New River, the second at Tarpon
Bend, in what is now known as the Sailboat Bend neighborhood, and the third near the site of the Bahia Mar Marina.
The forts took their name from Major William Lauderdale, who was the commander of the detachment of soldiers who
built the first fort.


History of Fort Lauderdale, Florida

The area in which the city of Fort Lauderdale would later be founded was inhabited for more than a thousand years
by the Tequesta Indians. Contact with Spanish explorers in the 16th century proved disastrous for the Tequesta, as
the Europeans unwittingly brought with them diseases to which the native populations possessed no resistance, such
as smallpox. For the Tequesta, disease, coupled with continuing conflict with their Calusa neighbors, contributed
greatly to their decline over the next two centuries. By 1763, there were only a few Tequesta left in Florida, and most
of them were evacuated to Cuba when the Spanish ceded Florida to the British in 1763, under the terms of the Treaty
of Paris (1763), which ended the Seven Years' War. Although control of the area changed between Spain, United
Kingdom, the United States, and the Confederate States of America, it remained largely undeveloped until the 20th
century.

The Fort Lauderdale area was known as the "New River Settlement" before the 20th century. In the 1830s there were
approximately 70 settlers living along the New River. William Cooley, the local Justice of the Peace, was a farmer and
wrecker, who traded with the Seminole Indians. On January 6, 1836, while Cooley was leading an attempt to salvage a
wrecked ship, a band of Seminoles attacked his farm, killing his wife and children, and the children's tutor. The other
farms in the settlement were not attacked, but all the white residents in the area abandoned the settlement, fleeing
first to the Cape Florida Lighthouse on Key Biscayne, and then to Key West. The first United States stockade named
Fort Lauderdale was built in 1838, and subsequently was a site of fighting during the Second Seminole War. The fort
was abandoned in 1842, after the end of the war, and the area remained virtually unpopulated until the 1890s. It was
not until Frank Stranahan arrived in the area in 1893 to operate a ferry across the New River, and the Florida East
Coast Railroad's completion of a route through the area in 1896, that any organized development began. The city
was incorporated in 1911, and in 1915 was designated the county seat of newly formed Broward County.



Geography in Fort Lauderdale, Florida

Fort Lauderdale is located at 26°08′09″N 80°08′31″W / 26.13583°N 80.14194°W / 26.13583; -80.14194
(26.135763, -80.141810).

According to the United States Census Bureau, the city has a total area of 36.0 square miles (93.2 km2), 31.7 square
miles (82.1 km2) of which is land and 4.3 square miles (11.1 km2) of which is water (11.91%). Fort Lauderdale is
known for its extensive network of canals; there are 165 miles (266 km) of waterways within the city limits.

The northwestern section of Fort Lauderdale is separate from the remainder of the city, connected only by the
Cypress Creek Canal as it flows under I-95. This section of Fort Lauderdale borders the cities of Tamarac and
Oakland Park on its south side. Oakland Park also borders Fort Lauderdale on the west side of its northeastern
portion. The greater portion of Fort Lauderdale in the south is bordered, along its north side by Wilton Manors.



Climate in Fort Lauderdale, Florida

Fort Lauderdale, as the rest of southern Florida has a tropical climate, and with average mean temperatures never
below 64.4°F (18°C)

Summer or wet season of May through October are hot, humid, and wet with average high temperatures of 86 - 90°F
(30 - 32°C) and lows of 71 - 76°F (22 - 24°C). During this period, more than half of the summer days may bring
afternoon thunderstorms.

Winter or dry season of November through April are comfortably warm and mostly dry with average high temperatures
of 75 - 82°F (24 - 28°C) and lows of 59 - 66°F (15 - 19°C). However, the city experience occasionally cold fronts
during this period, bringing high temperatures of 50s and 60s (10 - 16°C) and lows of 40s and 50s (4 - 10°C) lasting
only for few days.


Economy in Fort Lauderdale, Florida

Fort Lauderdale's economy is heavily reliant on tourism. From the 1940s through the 1980s, the city was known as a
spring break destination for college students. Cruise ships and nautical recreation provide the basis for much of the
revenue raised by tourism. Fort Lauderdale now attracts a more sophisticated and affluent tourist, while largely
ignoring the dwindling college crowd. There is a convention center located west of the beach and southeast of
downtown, with 600,000 square feet (55,742 m2) of space, including a 200,000-square-foot (18,581 m2) main exhibit
hall. Approximately 30% of the city's 10 million annual visitors attend conventions at the center.

The downtown area, especially around Las Olas Boulevard, has seen development in the past decade, and now
hosts many new hotels and high-rise condominium developments. The downtown area is the largest in Broward
County, although there are other cities in the county with commercial centers. Other improvements include a wide
array of new boutiques, art galleries, and restaurants.

The Fort Lauderdale metropolitan area foreclosures increased 127.4% from 2006 to 2007, or one filing per 48
households in the quarter. Fort Lauderdale ranks fourth in the list of top 10 metropolitan areas ranked by foreclosure
filings per household for the third quarter of 2007.

Government in Fort Lauderdale, Florida

Fort Lauderdale has a Commission-Manager form of government. City policy is set by a city commission of five
elected members: the mayor and four district commission members. The mayor of Fort Lauderdale serves a three-
year term and cannot serve more than three consecutive terms. The current and longest serving mayor, Jim Naugle,
was first elected in 1991 and is now serving his sixth consecutive term. Naugle's first three terms were not affected by
the municipal code, which was amended in 1998; the limitation went into effect in March 2000. Administrative functions
are performed by a city manager, who is appointed by the city commission. Fort Lauderdale Fire-Rescue Department
provides Fire and Emergency Medical Services.


Transportation in Fort Lauderdale, Florida

Local bus transportation is provided by Broward County Transit (BCT), the county bus system. BCT provides for
connections with the bus systems in other parts of the metropolitan area: Metrobus in Miami-Dade County and Palm
Tran in Palm Beach County. Tri-Rail, a commuter rail system, connects the major cities and airports of South Florida.
In November 2006, Broward County voters rejected[59] a one-cent-per-hundred sales tax increase intended to fund
transportation projects such as light rail and expansion of the bus system.

Four railroads serve Fort Lauderdale. Florida East Coast Railroad (FEC) and CSX Transportation are freight lines,
Amtrak provides passenger service to other cities on the Atlantic coast, and Tri-Rail provides commuter service
between Palm Beach County, Broward County (including two stations in Fort Lauderdale), and Miami-Dade County.


Healthcare in Fort Lauderdale, Florida

Fort Lauderdale is served by Broward General Medical Center and Imperial Point Medical Center, which are operated
by Broward Health, the third largest hospital consortium in the United States. Broward General is a 716-bed acute
care facility which is designated as a Level I trauma center. It is also home to Chris Evert Children's Hospital and a
Heart Center of Excellence. The hospital serves as a major training site for medical students from Nova Southeastern
University's College of Osteopathic Medicine, as well as nursing and paramedic programs from throughout the area.
Imperial Point Medical Center is a 204-bed facility with a hyperbaric medicine program. Holy Cross Hospital, a 571-bed
hospital operated by the Sisters of Mercy, was named by HealthGrades, Inc. as one of the 50 best hospitals in the
country for 2007.







Information From Wikipedia, the free encyclopedia
Refinances

There are many reasons that homeowners choose to Refinance.  Here are the most common reasons homeowners
choose to Refinance:

  • Refinance to Lower their Interest Rate
  • Refinance to Shorten their loan term
  • Refinance to Take cash out for home improvements
  • Refinance to Pay off high interest credit cards
  • Refinance to Take cash out for child's education

Now is the time to Refinance due to low Interest rates.  Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.


Debt Consolidation Loan

This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans.  A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.  


Home Improvement Loan

This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home.  Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan.  Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.   


Thinking about Refinancing???  Here are a couple items to consider:

  • Compare costs to actual benefit
  • Analyze tax benefits of Refinancing
  • Understand all costs of Refinancing
  • Make sure your credit is cleaned up so that you qualify for the best loan products

The Refinance process is very similar to the steps taken when you purchased your home.  With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal.  Contact one of
our Mortgage Specialist today to get started on the Refinance Process.