1-866-790-7883 |
| Florida Loans by FLORIDA LENDERS |
Find A Loan In Jacksonville, Florida
Thinking about a loan in Jacksonville Florida. Our specialized Florida Home loan
consultants can help. Get started now to find that perfect home loan in Jacksonville Florida.
Thinking about a loan in Jacksonville Florida. Our specialized Florida Home loan
consultants can help. Get started now to find that perfect home loan in Jacksonville Florida.
| service of Approved Team Lending, LLC |
1-866-790-7883 |
Get Started
.
.
Florida Lenders Benefits
|
The Process
|
Learn more about Jacksonville, Florida
Jacksonville is the largest city in the U.S. state of Florida and the county seat of Duval County. Since 1968, as a result
of the consolidation of the city and county government (and a corresponding expansion of the city limits to include
almost the entire county), Jacksonville has been the largest city in land area in the contiguous United States. It ranks
as the most populous city proper in Florida, with 794,555 residents in 2006.
Jacksonville is also the principal city in the Greater Jacksonville Metropolitan Area, a region with a population of more
than 1,300,823. It is the third most populous city on the East Coast, after New York City and Philadelphia. About 25
miles (40 km) south of the Georgia border, Jacksonville is in the First Coast region of northeast Florida and is
centered on the banks of the St. Johns River. The settlement that became Jacksonville was founded in 1791 as
Cowford because of its location at a narrow point in the river where cattle once crossed. In 1822, a year after the
United States acquired Florida from Spain, the city was renamed for the first Military Governor of the Florida Territory,
General Andrew Jackson, the first Governor of Florida and the seventh President of the United States.
History of Jacksonville, Florida
The history of Jacksonville spans hundreds of years. Ossachite, the name given by anthropologists to the first
settlement in the area, was made over 6,000 years ago by the Timucua Indians in the vicinity of modern-day
downtown Jacksonville.
European explorers first arrived in 1562, when French Huguenot explorer Jean Ribault charted the St. Johns River.
René Goulaine de Laudonnière established the first European settlement at Fort Caroline two years later. On
September 20, 1565, a Spanish force from the nearby Spanish settlement of St. Augustine attacked Fort Caroline,
and killed nearly all the French soldiers defending it.[8] The Spanish renamed it Fort San Mateo. With the destruction
of the French forces at Fort Caroline, St. Augustineˈs position as the most important settlement in Florida was
solidified.
Spain ceded Florida to the British in 1763, who then gave control back to Spain in 1783. The first permanent
settlement in modern Jacksonville was settled as "Cowford" in 1791, ostensibly named for a narrow point in the St.
Johns River where cattlemen could ford their livestock across. The Florida Territory was ceded to the United States in
1821, and in 1822, Jacksonville's current name had come into use. U.S. settlers led by Isaiah D. Hart authored a
charter for a town government, which was approved by the Florida Legislative Council on February 9, 1832.
During the American Civil War, Jacksonville was a key supply point for hogs and cattle leaving Florida and aiding the
Confederate cause. The city was blockaded by the Union, changing hands several times. Though no battles were
fought in Jacksonville, the city was left in a considerable state of disarray after the war.
Climate in Jacksonville, Florida
Jacksonville has a humid subtropical climate (Koppen Cfa), with mild weather during winters and hot weather during
summers. High temperatures average 64 to 91 °F (18-33 °C) throughout the year.[12] High heat indices are not
uncommon for the summer months in the Jacksonville area. High temperatures can reach mid to high 90s with heat
index ranges of 105-115 °F. The highest temperature ever recorded in Jacksonville was 105 °F (41 °C) on July 21,
1942. It is common for daily thunderstorms to erupt during a standard summer afternoon. These are caused by the
heating of the land and water, combined with extremely high humidity.
During winter, the area can experience hard freezes during the night. Such cold weather is usually short lived, as the
city averages only 15 nights below freezing. The coldest temperature recorded in Jacksonville was 7 °F (-14 °C) on
January 21, 1985, a day that still holds the record cold for many locations in the eastern half of the US. Even rarer in
Jacksonville than freezing temperatures is snow. When snow does fall, it usually melts before touching the ground, or
upon making contact with the ground. Most residents of Jacksonville can remember accumulated snow on only one
occasion—-a thin ground cover that occurred December 23 of 1989.
Jacksonville has suffered less damage from hurricanes than most other east coast cities. The city has only received
one direct hit from a hurricane since 1871, although Jacksonville has experienced hurricane or near-hurricane
conditions more than a dozen times due to storms passing through the state from the Gulf of Mexico to the Atlantic
Ocean, or passing to the north or south in the Atlantic and brushing the area.
Tourism in Jacksonville, Florida
The city center includes the Jacksonville Landing and the Jacksonville Riverwalks. The Landing is a popular riverfront
dining and shopping venue, accessible by River Taxi from the Southbank Riverwalk. The Northbank Riverwalk runs
2.0 miles (3.2 km) along the St. Johns from Berkman Plaza to I-95 at the Fuller Warren Bridge while the Southbank
Riverwalk stretches 1.2 miles (1.9 km) from the Radisson Hotel to Museum Circle.
Adjacent to Museum circle is St. Johns River Park (aka Friendship Park), location of Friendship Fountain, one of the
most recognizable and popular attractions for locals as well as tourists in Jacksonville. This landmark was built in 1965
and promoted as the “World’s Tallest and Largest” fountain.
Just east of the fountain is the Jacksonville Maritime Museum, located in an enclosed pavilion on the riverwalk. Their
collection includes models of ships, paintings, photographs and artifacts dating to 1562.
Museum of Modern Art (MoMA) opened its 60,000-square-foot (6,000 m2) facility in 2003, located adjacent to the
Main Library downtown. Tracing its roots back to the formation of Jacksonville's Fine Arts Society in 1924, the
museum features eclectic permanent and traveling exhibitions. In November 2006, JMOMA was renamed Museum of
Contemporary Art Jacksonville (MOCA Jacksonville) to reflect their continued commitment to art produced after the
modernist period.
The Jacksonville Zoo and Gardens boasts the second largest animal collection in the state. The zoo features
elephants, lions, and, of course, jaguars (with an exhibit, Range of the Jaguar, hosted by the owners of the
Jacksonville Jaguars, Delores and Wayne Weaver), as well as a multitude of reptile houses, free flight aviaries, and
many other animals.
Shipwreck Island in Jacksonville Beach is the only waterpark in Duval County. It opened in 1995 and changes rides
every few years to keep the season passholders coming back.
Sports in Jacksonville, Florida
Jacksonville is home to a number of professional sports teams. The Jacksonville Jaguars of the National Football
League compete at the major league level. The city's other sports teams are minor league. Jacksonville is also home
to two universities, a four year college, and the fourth largest community college in the country. All of these institutions
field sports teams. Additionally, several college sports events are held in Jacksonville annually by teams and
conferences not located in the city.
Education in Jacksonville, Florida
Jacksonville is home to Jacksonville University, the University of North Florida, Florida State College at Jacksonville,
Edward Waters College, The Art Institute of Jacksonville, Florida Coastal School of Law, Brewer Christian College,
Trinity Baptist College, Jones College (Jacksonville), and Florida Technical College.
Public Schools in Duval County are controlled by the Duval County School Board.
Economy in Jacksonville, Florida
Jacksonville's location on the St. Johns River and the Atlantic Ocean proved providential in the growth of the city and
its industry. The largest city in the state, it is also the largest deepwater port in the south (as well as the second-
largest port on the U.S. East coast) and a leading port in the U.S. for automobile imports, as well as the leading
transportation and distribution hub in the state. However, the strength of the city's economy lies in its broad
diversification. While the area once had many thriving dairies such as Gustafson's Farm and Skinner Dairy, this
aspect of the economy has declined over time. The area's economy is balanced among distribution, financial
services, biomedical technology, consumer goods, information services, manufacturing, insurance and other
industries.
Health Systems in Jacksonville, Florida
Healthcare in Jacksonville is highly competitive. Major players include St. Vincent's HealthCare, Baptist Health and
Shands HealthCare for local residents, but the Nemours Children’s Hospital and Mayo Clinic Hospital facilities each
draw patients regionally. There are literally hundreds of individual practitioners and Professional Associations (PA) in
the Jacksonville area.
Information From Wikipedia, the free encyclopedia
Jacksonville is the largest city in the U.S. state of Florida and the county seat of Duval County. Since 1968, as a result
of the consolidation of the city and county government (and a corresponding expansion of the city limits to include
almost the entire county), Jacksonville has been the largest city in land area in the contiguous United States. It ranks
as the most populous city proper in Florida, with 794,555 residents in 2006.
Jacksonville is also the principal city in the Greater Jacksonville Metropolitan Area, a region with a population of more
than 1,300,823. It is the third most populous city on the East Coast, after New York City and Philadelphia. About 25
miles (40 km) south of the Georgia border, Jacksonville is in the First Coast region of northeast Florida and is
centered on the banks of the St. Johns River. The settlement that became Jacksonville was founded in 1791 as
Cowford because of its location at a narrow point in the river where cattle once crossed. In 1822, a year after the
United States acquired Florida from Spain, the city was renamed for the first Military Governor of the Florida Territory,
General Andrew Jackson, the first Governor of Florida and the seventh President of the United States.
History of Jacksonville, Florida
The history of Jacksonville spans hundreds of years. Ossachite, the name given by anthropologists to the first
settlement in the area, was made over 6,000 years ago by the Timucua Indians in the vicinity of modern-day
downtown Jacksonville.
European explorers first arrived in 1562, when French Huguenot explorer Jean Ribault charted the St. Johns River.
René Goulaine de Laudonnière established the first European settlement at Fort Caroline two years later. On
September 20, 1565, a Spanish force from the nearby Spanish settlement of St. Augustine attacked Fort Caroline,
and killed nearly all the French soldiers defending it.[8] The Spanish renamed it Fort San Mateo. With the destruction
of the French forces at Fort Caroline, St. Augustineˈs position as the most important settlement in Florida was
solidified.
Spain ceded Florida to the British in 1763, who then gave control back to Spain in 1783. The first permanent
settlement in modern Jacksonville was settled as "Cowford" in 1791, ostensibly named for a narrow point in the St.
Johns River where cattlemen could ford their livestock across. The Florida Territory was ceded to the United States in
1821, and in 1822, Jacksonville's current name had come into use. U.S. settlers led by Isaiah D. Hart authored a
charter for a town government, which was approved by the Florida Legislative Council on February 9, 1832.
During the American Civil War, Jacksonville was a key supply point for hogs and cattle leaving Florida and aiding the
Confederate cause. The city was blockaded by the Union, changing hands several times. Though no battles were
fought in Jacksonville, the city was left in a considerable state of disarray after the war.
Climate in Jacksonville, Florida
Jacksonville has a humid subtropical climate (Koppen Cfa), with mild weather during winters and hot weather during
summers. High temperatures average 64 to 91 °F (18-33 °C) throughout the year.[12] High heat indices are not
uncommon for the summer months in the Jacksonville area. High temperatures can reach mid to high 90s with heat
index ranges of 105-115 °F. The highest temperature ever recorded in Jacksonville was 105 °F (41 °C) on July 21,
1942. It is common for daily thunderstorms to erupt during a standard summer afternoon. These are caused by the
heating of the land and water, combined with extremely high humidity.
During winter, the area can experience hard freezes during the night. Such cold weather is usually short lived, as the
city averages only 15 nights below freezing. The coldest temperature recorded in Jacksonville was 7 °F (-14 °C) on
January 21, 1985, a day that still holds the record cold for many locations in the eastern half of the US. Even rarer in
Jacksonville than freezing temperatures is snow. When snow does fall, it usually melts before touching the ground, or
upon making contact with the ground. Most residents of Jacksonville can remember accumulated snow on only one
occasion—-a thin ground cover that occurred December 23 of 1989.
Jacksonville has suffered less damage from hurricanes than most other east coast cities. The city has only received
one direct hit from a hurricane since 1871, although Jacksonville has experienced hurricane or near-hurricane
conditions more than a dozen times due to storms passing through the state from the Gulf of Mexico to the Atlantic
Ocean, or passing to the north or south in the Atlantic and brushing the area.
Tourism in Jacksonville, Florida
The city center includes the Jacksonville Landing and the Jacksonville Riverwalks. The Landing is a popular riverfront
dining and shopping venue, accessible by River Taxi from the Southbank Riverwalk. The Northbank Riverwalk runs
2.0 miles (3.2 km) along the St. Johns from Berkman Plaza to I-95 at the Fuller Warren Bridge while the Southbank
Riverwalk stretches 1.2 miles (1.9 km) from the Radisson Hotel to Museum Circle.
Adjacent to Museum circle is St. Johns River Park (aka Friendship Park), location of Friendship Fountain, one of the
most recognizable and popular attractions for locals as well as tourists in Jacksonville. This landmark was built in 1965
and promoted as the “World’s Tallest and Largest” fountain.
Just east of the fountain is the Jacksonville Maritime Museum, located in an enclosed pavilion on the riverwalk. Their
collection includes models of ships, paintings, photographs and artifacts dating to 1562.
Museum of Modern Art (MoMA) opened its 60,000-square-foot (6,000 m2) facility in 2003, located adjacent to the
Main Library downtown. Tracing its roots back to the formation of Jacksonville's Fine Arts Society in 1924, the
museum features eclectic permanent and traveling exhibitions. In November 2006, JMOMA was renamed Museum of
Contemporary Art Jacksonville (MOCA Jacksonville) to reflect their continued commitment to art produced after the
modernist period.
The Jacksonville Zoo and Gardens boasts the second largest animal collection in the state. The zoo features
elephants, lions, and, of course, jaguars (with an exhibit, Range of the Jaguar, hosted by the owners of the
Jacksonville Jaguars, Delores and Wayne Weaver), as well as a multitude of reptile houses, free flight aviaries, and
many other animals.
Shipwreck Island in Jacksonville Beach is the only waterpark in Duval County. It opened in 1995 and changes rides
every few years to keep the season passholders coming back.
Sports in Jacksonville, Florida
Jacksonville is home to a number of professional sports teams. The Jacksonville Jaguars of the National Football
League compete at the major league level. The city's other sports teams are minor league. Jacksonville is also home
to two universities, a four year college, and the fourth largest community college in the country. All of these institutions
field sports teams. Additionally, several college sports events are held in Jacksonville annually by teams and
conferences not located in the city.
Education in Jacksonville, Florida
Jacksonville is home to Jacksonville University, the University of North Florida, Florida State College at Jacksonville,
Edward Waters College, The Art Institute of Jacksonville, Florida Coastal School of Law, Brewer Christian College,
Trinity Baptist College, Jones College (Jacksonville), and Florida Technical College.
Public Schools in Duval County are controlled by the Duval County School Board.
Economy in Jacksonville, Florida
Jacksonville's location on the St. Johns River and the Atlantic Ocean proved providential in the growth of the city and
its industry. The largest city in the state, it is also the largest deepwater port in the south (as well as the second-
largest port on the U.S. East coast) and a leading port in the U.S. for automobile imports, as well as the leading
transportation and distribution hub in the state. However, the strength of the city's economy lies in its broad
diversification. While the area once had many thriving dairies such as Gustafson's Farm and Skinner Dairy, this
aspect of the economy has declined over time. The area's economy is balanced among distribution, financial
services, biomedical technology, consumer goods, information services, manufacturing, insurance and other
industries.
Health Systems in Jacksonville, Florida
Healthcare in Jacksonville is highly competitive. Major players include St. Vincent's HealthCare, Baptist Health and
Shands HealthCare for local residents, but the Nemours Children’s Hospital and Mayo Clinic Hospital facilities each
draw patients regionally. There are literally hundreds of individual practitioners and Professional Associations (PA) in
the Jacksonville area.
Information From Wikipedia, the free encyclopedia
Refinances
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
- Refinance to Lower their Interest Rate
- Refinance to Shorten their loan term
- Refinance to Take cash out for home improvements
- Refinance to Pay off high interest credit cards
- Refinance to Take cash out for child's education
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
- Compare costs to actual benefit
- Analyze tax benefits of Refinancing
- Understand all costs of Refinancing
- Make sure your credit is cleaned up so that you qualify for the best loan products
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.