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Learn more about Miami, Florida
Miami is a global city in southeastern Florida, in the United States. Miami is the county seat of Miami-Dade County, the
most populous county in Florida. With an estimated population of 409,719 in 2007, Miami is the largest city within the
Miami metropolitan area, which is the seventh-largest metro area in the United States with over 5.4 million residents.
The Miami Urbanized Area (as defined by the Census Bureau) was the fifth most populous urbanized area in the U.S.
in the 2000 census with a population of 4,919,036.The United Nations estimated that in 2007, Miami had become the
fourth largest urbanized area in the United States, behind New York City, Los Angeles, and Chicago.
Miami is ranked as a global city for its importance in finance, commerce, media, entertainment, arts and international
trade.The city is home to many company headquarters, banks, and television studios. It is an international center for
popular entertainment in television, music, fashion, film, and the performing arts. The city's Port of Miami is known for
accommodating the largest volume of cruise ships in the world and is home to many cruise line headquarters. Miami is
also home to the largest concentration of international banks in the United States.
Since 2001, Miami has been undergoing a large building boom with more than 50 skyscrapers rising over 400 feet
(122 m) built or currently under construction in the city. Miami's skyline ranks third in the U.S., behind New York City
and Chicago, and 18th in the world according to the Almanac of Architecture and Design. The city currently has the
seven tallest (as well as twelve of the thirteen tallest) skyscrapers in the state of Florida, with the tallest being the 789-
foot (240 m) Four Seasons Hotel & Tower.
In 2008, Miami was ranked as "America's Cleanest City" according to Forbes Magazine for its year-round good air
quality, vast green spaces, clean drinking water, clean streets and city-wide recycling programs. In 2008, Miami was
also ranked the 3rd-richest city in the United States and the world's 22nd-richest city in a UBS study.
History of Miami, Florida
The Miami area was first inhabited for more than one thousand years by the Tequesta Indians, but was later claimed
for Spain in 1566 by Pedro Menéndez de Avilés. A Spanish mission was constructed one year later in 1567. In 1836,
Fort Dallas was built, and the Miami area subsequently became a site of fighting during the Second Seminole War.
Miami holds the distinction of being the only major city in the United States founded by a woman, Julia Tuttle, who was
a local citrus grower and a wealthy Cleveland native. The Miami area was better known as "Biscayne Bay Country" in
the early years of its growth. Some published reports described the area as a promising wilderness. The area was
also characterized as "one of the finest building sites in Florida."The Great Freeze of 1894-1895 hastened Miami's
growth, as the crops of the Miami area were the only ones in Florida that survived. Julia Tuttle subsequently
convinced Henry Flagler, a railroad tycoon, to expand his Florida East Coast Railroad to the region. Miami was
officially incorporated as a city on July 28, 1896 with a population of just over 300.
Miami prospered during the 1920s with an increase in population and infrastructure but weakened after the collapse
of the Florida land boom of the 1920s, the 1926 Miami Hurricane and the Great Depression in the 1930s. When
World War II began, Miami, well-situated due to its location on the southern coast of Florida, played an important role
in the battle against German submarines. The war helped to expand Miami's population; by 1940, 172,172 people
lived in the city. After Fidel Castro rose to power in 1959, many Cubans sought refuge in Miami, further increasing the
population.
Miami and its metropolitan area grew from just over one thousand residents to nearly five and a half million residents
in just 110 years (1896-2006). The city's nickname, The Magic City, comes from this rapid growth. Winter visitors
remarked that the city grew so much from one year to the next that it was like magic.
Climate in Miami, Florida
Miami has a true tropical climate, specifically tropical monsoon (Köppen climate classification Am), with hot & humid
summers and warm & mostly dry winters. The city does experience cold fronts from late October through March.
However, the average monthly temperature for any month has never been recorded as being under 64.4 °F (January
averages 67 °F). Most of the year is warm and humid, and the summers are almost identical to the climate of the
Caribbean tropics. In addition, the city gets most of its rain in the summer (wet season) and is mostly dry and mild in
winter (dry season). The wet season lasts from May to October, when it gives way to the dry season, which features
mild temperatures with some invasions of cool air, which is when the little winter rainfall occurs — with the passing of a
front. The hurricane season largely coincides with the wet season.
In addition to its sea-level elevation, coastal location and position just above the Tropic of Cancer, the area owes its
warm, humid climate to the Gulf Stream, which moderates climate year-round. A typical summer day does not have
temperatures below 75 °F (24 °C). Temperatures in the high 80s to low 90s (30-35 °C) accompanied by high humidity
are often relieved by afternoon thunderstorms or a sea breeze that develops off the Atlantic Ocean, which then allow
lower temperatures, although conditions still remain very muggy. During winter, humidity is significantly lower, allowing
for cooler weather to develop. Average minimum temperatures during that time are around 60 °F (15 °C), rarely
dipping below 40 °F (4 °C), and the equivalent maxima usually range between 70 and 77 °F (19-24 °C).
Miami receives abundant rainfall, one of the highest among major U.S. cities. Most of this rainfall occurs from mid-May
through early October. Hurricane season officially runs from June 1 through November 30, although hurricanes can
develop beyond those dates. The most likely time for Miami to be hit is during the peak of the Cape Verde season
which is mid-August through the end of September.
Culture in Miami, Florida
Miami is home to many entertainment venues, theaters, museums, parks and performing arts centers. The newest
addition to the Miami arts scene is the Adrienne Arsht Center for the Performing Arts, the second-largest performing
arts center in the United States after the Lincoln Center in New York City, and is the home of the Florida Grand
Opera. In it, is the Ziff Ballet Opera House, the center's largest venue, the Knight Concert Hall, the Carnival Studio
Theater and the Peacock Rehearsal Studio. The center attracts many large scale operas, ballets, concerts, and
musicals from around the world and is Florida's grandest performing arts center. Other performing arts venues in
Miami include the Gusman Center for the Performing Arts, Coconut Grove Playhouse, Colony Theatre, Lincoln
Theatre, New World Symphony House, Actor's Playhouse at the Miracle Theatre, Jackie Gleason Theatre, Manuel
Artime Theater, Ring Theatre, Playground Theatre, Wertheim Performing Arts Center, the Fair Expo Center and the
Bayfront Park Amphitheater for outdoor music events.
Miami is also a major fashion center, home to models and some of the top modeling agencies in the world. Miami is
also host to many fashion shows and events, including the annual Miami Fashion Week and the Mercedes-Benz
Fashion Week Miami held in the Wynwood Art District.
Sports in Miami, Florida
Miami is home to many major professional sports teams. The Miami Dolphins, the NFL team, Miami Heat, the NBA
team, Florida Marlins, the MLB team, and the Florida Panthers, Miami's NHL team. As well as having all four major
professional teams, Miami is home to many other sports teams and activities such as Miami FC, Miami Tropics, for
soccer the Sony Ericsson Open for professional tennis, numerous greyhound racing tracks, marinas, Jai-Alai venues,
and golf courses.
Economy in Miami, Florida
Miami is one of the country's most important financial centers. It is a major center of commerce, finances, corporate
headquarters, and boasts a strong international business community. According to the ranking of world cities
undertaken by the Globalization and World Cities Study Group & Network (GaWC) and based on the level of
presence of global corporate service organizations, Miami is considered a "Beta World City".
Several large companies are headquartered in or around Miami. Because of its proximity to Latin America, Miami
serves as the headquarters of Latin American operations for more than 1400 multinational corporations, including
AIG, American Airlines, Cisco, Disney, Exxon, FedEx, Kraft Foods, Microsoft, Oracle, SBC Communications, Sony, and
Visa International.
Miami International Airport and the Port of Miami are among the nation's busiest ports of entry, especially for cargo
from South America and the Caribbean. Additionally, Downtown has the largest concentration of international banks in
the country located mostly in Brickell, Miami's financial district. Miami was also the host city of the 2003 Free Trade
Area of the Americas negotiations, and is one of the leading candidates to become the trading bloc's headquarters.
Tourism is also an important industry in Miami. The beaches, conventions, festivals and events draw over 12 million
visitors annually from across the country and around the world, spending $17.1 billion.[38] The historical Art Deco
district in South Beach, is widely regarded as one of the most glamorous in the world for its world-famous nightclubs,
beaches, historical buildings, and shopping. However, it is important to note that Miami Beach is a separate city from
the City of Miami.
Government in Miami, Florida
The government of the City of Miami, Florida, provided for under this Charter shall be known as the "mayor-city
commissioner plan", and the city commission shall consist of five commissioners, who are qualified voters of the city
and who shall be elected from districts in the manner hereinafter provided. The city commission shall constitute the
governing body with powers to pass ordinances adopt regulations and exercise all powers conferred upon the city
except as hereinafter provided. The mayor shall exercise all powers conferred herein and shall appoint as provided in
section of this Charter a chief administrative officer to be known as the "city manager.". The City of Miami is governed
by Mayor Manny Diaz and 5 City commissioners which oversee the five districts in the City. It holds regular meetings in
the City Hall of Miami located in 3500 Pan American Drive Miami, Florida 33133 in the neighborhood of Coconut
Grove.
Information From Wikipedia, the free encyclopedia
Miami is a global city in southeastern Florida, in the United States. Miami is the county seat of Miami-Dade County, the
most populous county in Florida. With an estimated population of 409,719 in 2007, Miami is the largest city within the
Miami metropolitan area, which is the seventh-largest metro area in the United States with over 5.4 million residents.
The Miami Urbanized Area (as defined by the Census Bureau) was the fifth most populous urbanized area in the U.S.
in the 2000 census with a population of 4,919,036.The United Nations estimated that in 2007, Miami had become the
fourth largest urbanized area in the United States, behind New York City, Los Angeles, and Chicago.
Miami is ranked as a global city for its importance in finance, commerce, media, entertainment, arts and international
trade.The city is home to many company headquarters, banks, and television studios. It is an international center for
popular entertainment in television, music, fashion, film, and the performing arts. The city's Port of Miami is known for
accommodating the largest volume of cruise ships in the world and is home to many cruise line headquarters. Miami is
also home to the largest concentration of international banks in the United States.
Since 2001, Miami has been undergoing a large building boom with more than 50 skyscrapers rising over 400 feet
(122 m) built or currently under construction in the city. Miami's skyline ranks third in the U.S., behind New York City
and Chicago, and 18th in the world according to the Almanac of Architecture and Design. The city currently has the
seven tallest (as well as twelve of the thirteen tallest) skyscrapers in the state of Florida, with the tallest being the 789-
foot (240 m) Four Seasons Hotel & Tower.
In 2008, Miami was ranked as "America's Cleanest City" according to Forbes Magazine for its year-round good air
quality, vast green spaces, clean drinking water, clean streets and city-wide recycling programs. In 2008, Miami was
also ranked the 3rd-richest city in the United States and the world's 22nd-richest city in a UBS study.
History of Miami, Florida
The Miami area was first inhabited for more than one thousand years by the Tequesta Indians, but was later claimed
for Spain in 1566 by Pedro Menéndez de Avilés. A Spanish mission was constructed one year later in 1567. In 1836,
Fort Dallas was built, and the Miami area subsequently became a site of fighting during the Second Seminole War.
Miami holds the distinction of being the only major city in the United States founded by a woman, Julia Tuttle, who was
a local citrus grower and a wealthy Cleveland native. The Miami area was better known as "Biscayne Bay Country" in
the early years of its growth. Some published reports described the area as a promising wilderness. The area was
also characterized as "one of the finest building sites in Florida."The Great Freeze of 1894-1895 hastened Miami's
growth, as the crops of the Miami area were the only ones in Florida that survived. Julia Tuttle subsequently
convinced Henry Flagler, a railroad tycoon, to expand his Florida East Coast Railroad to the region. Miami was
officially incorporated as a city on July 28, 1896 with a population of just over 300.
Miami prospered during the 1920s with an increase in population and infrastructure but weakened after the collapse
of the Florida land boom of the 1920s, the 1926 Miami Hurricane and the Great Depression in the 1930s. When
World War II began, Miami, well-situated due to its location on the southern coast of Florida, played an important role
in the battle against German submarines. The war helped to expand Miami's population; by 1940, 172,172 people
lived in the city. After Fidel Castro rose to power in 1959, many Cubans sought refuge in Miami, further increasing the
population.
Miami and its metropolitan area grew from just over one thousand residents to nearly five and a half million residents
in just 110 years (1896-2006). The city's nickname, The Magic City, comes from this rapid growth. Winter visitors
remarked that the city grew so much from one year to the next that it was like magic.
Climate in Miami, Florida
Miami has a true tropical climate, specifically tropical monsoon (Köppen climate classification Am), with hot & humid
summers and warm & mostly dry winters. The city does experience cold fronts from late October through March.
However, the average monthly temperature for any month has never been recorded as being under 64.4 °F (January
averages 67 °F). Most of the year is warm and humid, and the summers are almost identical to the climate of the
Caribbean tropics. In addition, the city gets most of its rain in the summer (wet season) and is mostly dry and mild in
winter (dry season). The wet season lasts from May to October, when it gives way to the dry season, which features
mild temperatures with some invasions of cool air, which is when the little winter rainfall occurs — with the passing of a
front. The hurricane season largely coincides with the wet season.
In addition to its sea-level elevation, coastal location and position just above the Tropic of Cancer, the area owes its
warm, humid climate to the Gulf Stream, which moderates climate year-round. A typical summer day does not have
temperatures below 75 °F (24 °C). Temperatures in the high 80s to low 90s (30-35 °C) accompanied by high humidity
are often relieved by afternoon thunderstorms or a sea breeze that develops off the Atlantic Ocean, which then allow
lower temperatures, although conditions still remain very muggy. During winter, humidity is significantly lower, allowing
for cooler weather to develop. Average minimum temperatures during that time are around 60 °F (15 °C), rarely
dipping below 40 °F (4 °C), and the equivalent maxima usually range between 70 and 77 °F (19-24 °C).
Miami receives abundant rainfall, one of the highest among major U.S. cities. Most of this rainfall occurs from mid-May
through early October. Hurricane season officially runs from June 1 through November 30, although hurricanes can
develop beyond those dates. The most likely time for Miami to be hit is during the peak of the Cape Verde season
which is mid-August through the end of September.
Culture in Miami, Florida
Miami is home to many entertainment venues, theaters, museums, parks and performing arts centers. The newest
addition to the Miami arts scene is the Adrienne Arsht Center for the Performing Arts, the second-largest performing
arts center in the United States after the Lincoln Center in New York City, and is the home of the Florida Grand
Opera. In it, is the Ziff Ballet Opera House, the center's largest venue, the Knight Concert Hall, the Carnival Studio
Theater and the Peacock Rehearsal Studio. The center attracts many large scale operas, ballets, concerts, and
musicals from around the world and is Florida's grandest performing arts center. Other performing arts venues in
Miami include the Gusman Center for the Performing Arts, Coconut Grove Playhouse, Colony Theatre, Lincoln
Theatre, New World Symphony House, Actor's Playhouse at the Miracle Theatre, Jackie Gleason Theatre, Manuel
Artime Theater, Ring Theatre, Playground Theatre, Wertheim Performing Arts Center, the Fair Expo Center and the
Bayfront Park Amphitheater for outdoor music events.
Miami is also a major fashion center, home to models and some of the top modeling agencies in the world. Miami is
also host to many fashion shows and events, including the annual Miami Fashion Week and the Mercedes-Benz
Fashion Week Miami held in the Wynwood Art District.
Sports in Miami, Florida
Miami is home to many major professional sports teams. The Miami Dolphins, the NFL team, Miami Heat, the NBA
team, Florida Marlins, the MLB team, and the Florida Panthers, Miami's NHL team. As well as having all four major
professional teams, Miami is home to many other sports teams and activities such as Miami FC, Miami Tropics, for
soccer the Sony Ericsson Open for professional tennis, numerous greyhound racing tracks, marinas, Jai-Alai venues,
and golf courses.
Economy in Miami, Florida
Miami is one of the country's most important financial centers. It is a major center of commerce, finances, corporate
headquarters, and boasts a strong international business community. According to the ranking of world cities
undertaken by the Globalization and World Cities Study Group & Network (GaWC) and based on the level of
presence of global corporate service organizations, Miami is considered a "Beta World City".
Several large companies are headquartered in or around Miami. Because of its proximity to Latin America, Miami
serves as the headquarters of Latin American operations for more than 1400 multinational corporations, including
AIG, American Airlines, Cisco, Disney, Exxon, FedEx, Kraft Foods, Microsoft, Oracle, SBC Communications, Sony, and
Visa International.
Miami International Airport and the Port of Miami are among the nation's busiest ports of entry, especially for cargo
from South America and the Caribbean. Additionally, Downtown has the largest concentration of international banks in
the country located mostly in Brickell, Miami's financial district. Miami was also the host city of the 2003 Free Trade
Area of the Americas negotiations, and is one of the leading candidates to become the trading bloc's headquarters.
Tourism is also an important industry in Miami. The beaches, conventions, festivals and events draw over 12 million
visitors annually from across the country and around the world, spending $17.1 billion.[38] The historical Art Deco
district in South Beach, is widely regarded as one of the most glamorous in the world for its world-famous nightclubs,
beaches, historical buildings, and shopping. However, it is important to note that Miami Beach is a separate city from
the City of Miami.
Government in Miami, Florida
The government of the City of Miami, Florida, provided for under this Charter shall be known as the "mayor-city
commissioner plan", and the city commission shall consist of five commissioners, who are qualified voters of the city
and who shall be elected from districts in the manner hereinafter provided. The city commission shall constitute the
governing body with powers to pass ordinances adopt regulations and exercise all powers conferred upon the city
except as hereinafter provided. The mayor shall exercise all powers conferred herein and shall appoint as provided in
section of this Charter a chief administrative officer to be known as the "city manager.". The City of Miami is governed
by Mayor Manny Diaz and 5 City commissioners which oversee the five districts in the City. It holds regular meetings in
the City Hall of Miami located in 3500 Pan American Drive Miami, Florida 33133 in the neighborhood of Coconut
Grove.
Information From Wikipedia, the free encyclopedia
Refinances
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
- Refinance to Lower their Interest Rate
- Refinance to Shorten their loan term
- Refinance to Take cash out for home improvements
- Refinance to Pay off high interest credit cards
- Refinance to Take cash out for child's education
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
- Compare costs to actual benefit
- Analyze tax benefits of Refinancing
- Understand all costs of Refinancing
- Make sure your credit is cleaned up so that you qualify for the best loan products
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.