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Thinking about a loan in Palm Beach Gardens Florida? Our specialized Florida Home loan
consultants can help. Get started now to find that perfect home loan in Palm Beach
Gardens Florida.
Thinking about a loan in Palm Beach Gardens Florida? Our specialized Florida Home loan
consultants can help. Get started now to find that perfect home loan in Palm Beach
Gardens Florida.
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Learn more about Palm Beach Gardens, Florida
Palm Beach Gardens is a city in Palm Beach County in the U.S. state of Florida. The city is in the center of a
rapidly-developing area north of West Palm Beach in the northern part of the county and the South Florida
metropolitan area. As of 2006, the population was estimated by the United States Census Bureau is 48,944.
According to the United States Census Bureau, the city has a total area of 144.9 km² (55.93 mi²). 144.85 km² (55.7
mi²) of it is land and 0.6 km² (0.2 mi²) of it (0.45%) is water.
History of Palm Beach Gardens, Florida
Prior to development, the land that became Palm Beach Gardens was primarily cattle ranches and pine forests, as
well as swampland further west. In 1959, wealthy landowner and insurance magnate John D. MacArthur announced
plans to develop 4,000 acres (16 km²) and build homes for 55,000 people. He chose the name Palm Beach Gardens
after his initial choice, Palm Beach City, was denied by the Florida Legislature, because of the similarity of the name
to the nearby Palm Beach. MacArthur planned to build a "garden city" so he altered the name slightly. The city was
incorporated as a "paper town" (meaning that it existed only on paper) in 1959. The 1960 Census recorded that the
city officially had a population of one, apparently a squatter whom MacArthur had allowed to stay on his property.
Rapid development took place in the 1960s. By 1970 the city had a population approaching 7,000 people. City growth
was slow but steady throughout the 1970s and 1980s, as the population has still not reached the predicted 55,000
people envisioned by MacArthur. However, the opening of the 1.3-million-square foot Gardens Mall in 1988 initiated a
new wave of development, as did the sell off in 1999 of approximately 5,000 acres (20 km²) in the city by the John D.
and Catherine T. MacArthur Foundation. Development of this property happened quickly and led to much new growth
in the city. The city adopted an Art In Public Places ordinance in 1989 and has amassed an eclectic collection of
works.
Government in Palm Beach Gardens, Florida
The city charter provides for a council-manager government. The city council consists of five Palm Beach Gardens
residents elected to serve three-year terms. A quorum of three members may conduct city business. Current council
members are Mayor Joe Russo, Vice-Mayor David Levy, Bert Premuroso, Jody Barnett, and Eric Jablin.
Transportation in Palm Beach Gardens, Florida
In December 1987, the last "missing link" of Interstate 95 opened in the city, paving the way for new development
immediately to the north. There are three interchanges on I-95 serving the city and a fourth is planned at Central
Boulevard. The city also is served by two interchanges on the Florida's Turnpike.
Public transit is available to the rest of Palm Beach County through the regional commuter bus system PalmTran. In
addition, the South Florida Regional Transportation Authority has proposed extending the Tri-Rail commuter rail
system northward with a proposed station near PGA Boulevard north of the current terminus at Mangonia Park. A
trolley system is also proposed to serve the newly developed "Downtown" area.
The nearest airports are Palm Beach International Airport and Fort Lauderdale-Hollywood International Airport, about
17 miles and 61 miles south of Palm Beach Gardens, respectively.
Information From Wikipedia, the free encyclopedia
Palm Beach Gardens is a city in Palm Beach County in the U.S. state of Florida. The city is in the center of a
rapidly-developing area north of West Palm Beach in the northern part of the county and the South Florida
metropolitan area. As of 2006, the population was estimated by the United States Census Bureau is 48,944.
According to the United States Census Bureau, the city has a total area of 144.9 km² (55.93 mi²). 144.85 km² (55.7
mi²) of it is land and 0.6 km² (0.2 mi²) of it (0.45%) is water.
History of Palm Beach Gardens, Florida
Prior to development, the land that became Palm Beach Gardens was primarily cattle ranches and pine forests, as
well as swampland further west. In 1959, wealthy landowner and insurance magnate John D. MacArthur announced
plans to develop 4,000 acres (16 km²) and build homes for 55,000 people. He chose the name Palm Beach Gardens
after his initial choice, Palm Beach City, was denied by the Florida Legislature, because of the similarity of the name
to the nearby Palm Beach. MacArthur planned to build a "garden city" so he altered the name slightly. The city was
incorporated as a "paper town" (meaning that it existed only on paper) in 1959. The 1960 Census recorded that the
city officially had a population of one, apparently a squatter whom MacArthur had allowed to stay on his property.
Rapid development took place in the 1960s. By 1970 the city had a population approaching 7,000 people. City growth
was slow but steady throughout the 1970s and 1980s, as the population has still not reached the predicted 55,000
people envisioned by MacArthur. However, the opening of the 1.3-million-square foot Gardens Mall in 1988 initiated a
new wave of development, as did the sell off in 1999 of approximately 5,000 acres (20 km²) in the city by the John D.
and Catherine T. MacArthur Foundation. Development of this property happened quickly and led to much new growth
in the city. The city adopted an Art In Public Places ordinance in 1989 and has amassed an eclectic collection of
works.
Government in Palm Beach Gardens, Florida
The city charter provides for a council-manager government. The city council consists of five Palm Beach Gardens
residents elected to serve three-year terms. A quorum of three members may conduct city business. Current council
members are Mayor Joe Russo, Vice-Mayor David Levy, Bert Premuroso, Jody Barnett, and Eric Jablin.
Transportation in Palm Beach Gardens, Florida
In December 1987, the last "missing link" of Interstate 95 opened in the city, paving the way for new development
immediately to the north. There are three interchanges on I-95 serving the city and a fourth is planned at Central
Boulevard. The city also is served by two interchanges on the Florida's Turnpike.
Public transit is available to the rest of Palm Beach County through the regional commuter bus system PalmTran. In
addition, the South Florida Regional Transportation Authority has proposed extending the Tri-Rail commuter rail
system northward with a proposed station near PGA Boulevard north of the current terminus at Mangonia Park. A
trolley system is also proposed to serve the newly developed "Downtown" area.
The nearest airports are Palm Beach International Airport and Fort Lauderdale-Hollywood International Airport, about
17 miles and 61 miles south of Palm Beach Gardens, respectively.
Information From Wikipedia, the free encyclopedia
Refinances
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
- Refinance to Lower their Interest Rate
- Refinance to Shorten their loan term
- Refinance to Take cash out for home improvements
- Refinance to Pay off high interest credit cards
- Refinance to Take cash out for child's education
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
- Compare costs to actual benefit
- Analyze tax benefits of Refinancing
- Understand all costs of Refinancing
- Make sure your credit is cleaned up so that you qualify for the best loan products
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.