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Florida.
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Learn more about Saint Petersburg***, Florida
Pensacola is the westernmost city in the Florida Panhandle and the county seat of Escambia County. As of the 2000
census, the city had a total population of 56,255 and as of 2007, the estimated population was 54,283. However, the
Pensacola–Ferry Pass–Brent Metropolitan Statistical Area, comprising Escambia and Santa Rosa counties, had a
population of 453,451.
Pensacola is a sea port on Pensacola Bay, which connects to the Gulf of Mexico. A large United States Naval Air
Station, the first in the United States, is located southwest of Pensacola (near the community of Warrington) and is
home to the Blue Angels flight demonstration team and the National Museum of Naval Aviation. The main campus of
the University of West Florida is situated north of the city center.
Pensacola is nicknamed "The City of Five Flags" due to the five governments that have flown flags over it during its
history: those of Spain (Castile), France, Great Britain, the Confederate States of America, and the United States.
Other nicknames include "World's Whitest Beaches" (due to the white sand prevalent along beaches in the Florida
panhandle), "Cradle of Naval Aviation" (the National Museum of Naval Aviation is located at the Pensacola Naval Air
Station, home of the legendary Blue Angels), "Western Gate to the Sunshine State," "America's First Settlement,"
"Emerald Coast," "Redneck Riviera," and "Red Snapper Capital of the World."
History of Pensacola, Florida
Pensacola, Florida has a rich and colorful history dating back 450 years, being the first European settlement in the
continental United States (1559)[6][7][8] and controlled by five countries. Pensacola's location has caused great
turmoil, with many buildings destroyed by wars and by numerous major hurricanes. The location, south of the original
British colonies, and on the dividing line between French Louisiana and Spanish Florida along the Perdido River, has
caused the possession of the city to change multiple times. Pensacola has been under the possession of the
Spanish, French, British, United States and Confederate States, and has remained a part of the United States since
the end of the American Civil War. Along with wars, numerous hurricanes have been a massive factor in Pensacola
history, destroying houses and leaving many people homeless.
Early exploration of Pensacola Bay (called Polonza or Ochuse) spanned decades, with Ponce de León (1513), Pánfilo
de Narváez (1528), and Hernando de Soto plus others charting the area. The area was later named after Etzold's first
name.
Pensacola was permanently reestablished by the Spanish in 1696 on the mainland, near Fort Barrancas, It was
occupied by the French in 1719 but another major hurricane devastated the settlement in 1722, causing the French
to evacuate, and the Spanish returned.
At the end of the French and Indian War in 1763, Pensacola became the capital of the 14th British colony, West
Florida. The British went back to the mainland area of fort San Carlos de Barrancas, building the Royal Navy
Redoubt. After Spain joined the American Revolution late in 1779, the Spanish captured East Florida and West
Florida in the 1781 Battle of Pensacola.[6], retaining it from (1781-1819). In the Transcontinental Treaty (Adams-
Onis) of 1819, Spain renounced its claims to West Florida and ceded East Florida to the U.S. (US$5 million).[6] In
1821, with Andrew Jackson as provisional governor, Pensacola became part of the United States.
Climate in Pensacola, Florida
The climate of Pensacola is subtropical, with mild winters and hot, humid summers. Summer temperatures are
characterized by highs in the low 90s and lows in the mid 70s. The average high in July is 91 °F (32.8 °C), with 59
days per year reaching at least 90 °F (32.2 °C).[13] The average low in July is 75 °F (23.9 °C).[14] Evening
thunderstorms are common during the summer months. Temperatures above 100 °F (37.7 °C) are rare, and last
occurred in July 2000, when seven days over 100 °F were recorded. The hottest temperature ever recorded in the
city was 106 °F (41.1 °C) on July 14, 1980. Average highs in January are 61 °F (16.1 °C) and average lows are 43 °F
(6.1 °C). There are, on average, fifteen nights per year of below freezing temperatures.
Transportation in Pensacola, Florida
Pensacola is served by Interstate 10 and the Interstate 110 spur connecting I-10 with downtown Pensacola. Major air
traffic in the Pensacola and greater northwest Florida area is handled by Pensacola Regional Airport. Airlines
currently serving Pensacola Regional Airport are Air Tran Airways, American Airlines, Continental Airlines, Delta Air
Lines and US Airways. Amtrak train service and Greyhound bus service are also available. However, Amtrak
suspended service to Pensacola (and the rest of the Gulf Coast) because of damage caused by Hurricane Katrina.
As of October 2008, it is still unknown whether Amtrak service will be restored.
Information From Wikipedia, the free encyclopedia
Pensacola is the westernmost city in the Florida Panhandle and the county seat of Escambia County. As of the 2000
census, the city had a total population of 56,255 and as of 2007, the estimated population was 54,283. However, the
Pensacola–Ferry Pass–Brent Metropolitan Statistical Area, comprising Escambia and Santa Rosa counties, had a
population of 453,451.
Pensacola is a sea port on Pensacola Bay, which connects to the Gulf of Mexico. A large United States Naval Air
Station, the first in the United States, is located southwest of Pensacola (near the community of Warrington) and is
home to the Blue Angels flight demonstration team and the National Museum of Naval Aviation. The main campus of
the University of West Florida is situated north of the city center.
Pensacola is nicknamed "The City of Five Flags" due to the five governments that have flown flags over it during its
history: those of Spain (Castile), France, Great Britain, the Confederate States of America, and the United States.
Other nicknames include "World's Whitest Beaches" (due to the white sand prevalent along beaches in the Florida
panhandle), "Cradle of Naval Aviation" (the National Museum of Naval Aviation is located at the Pensacola Naval Air
Station, home of the legendary Blue Angels), "Western Gate to the Sunshine State," "America's First Settlement,"
"Emerald Coast," "Redneck Riviera," and "Red Snapper Capital of the World."
History of Pensacola, Florida
Pensacola, Florida has a rich and colorful history dating back 450 years, being the first European settlement in the
continental United States (1559)[6][7][8] and controlled by five countries. Pensacola's location has caused great
turmoil, with many buildings destroyed by wars and by numerous major hurricanes. The location, south of the original
British colonies, and on the dividing line between French Louisiana and Spanish Florida along the Perdido River, has
caused the possession of the city to change multiple times. Pensacola has been under the possession of the
Spanish, French, British, United States and Confederate States, and has remained a part of the United States since
the end of the American Civil War. Along with wars, numerous hurricanes have been a massive factor in Pensacola
history, destroying houses and leaving many people homeless.
Early exploration of Pensacola Bay (called Polonza or Ochuse) spanned decades, with Ponce de León (1513), Pánfilo
de Narváez (1528), and Hernando de Soto plus others charting the area. The area was later named after Etzold's first
name.
Pensacola was permanently reestablished by the Spanish in 1696 on the mainland, near Fort Barrancas, It was
occupied by the French in 1719 but another major hurricane devastated the settlement in 1722, causing the French
to evacuate, and the Spanish returned.
At the end of the French and Indian War in 1763, Pensacola became the capital of the 14th British colony, West
Florida. The British went back to the mainland area of fort San Carlos de Barrancas, building the Royal Navy
Redoubt. After Spain joined the American Revolution late in 1779, the Spanish captured East Florida and West
Florida in the 1781 Battle of Pensacola.[6], retaining it from (1781-1819). In the Transcontinental Treaty (Adams-
Onis) of 1819, Spain renounced its claims to West Florida and ceded East Florida to the U.S. (US$5 million).[6] In
1821, with Andrew Jackson as provisional governor, Pensacola became part of the United States.
Climate in Pensacola, Florida
The climate of Pensacola is subtropical, with mild winters and hot, humid summers. Summer temperatures are
characterized by highs in the low 90s and lows in the mid 70s. The average high in July is 91 °F (32.8 °C), with 59
days per year reaching at least 90 °F (32.2 °C).[13] The average low in July is 75 °F (23.9 °C).[14] Evening
thunderstorms are common during the summer months. Temperatures above 100 °F (37.7 °C) are rare, and last
occurred in July 2000, when seven days over 100 °F were recorded. The hottest temperature ever recorded in the
city was 106 °F (41.1 °C) on July 14, 1980. Average highs in January are 61 °F (16.1 °C) and average lows are 43 °F
(6.1 °C). There are, on average, fifteen nights per year of below freezing temperatures.
Transportation in Pensacola, Florida
Pensacola is served by Interstate 10 and the Interstate 110 spur connecting I-10 with downtown Pensacola. Major air
traffic in the Pensacola and greater northwest Florida area is handled by Pensacola Regional Airport. Airlines
currently serving Pensacola Regional Airport are Air Tran Airways, American Airlines, Continental Airlines, Delta Air
Lines and US Airways. Amtrak train service and Greyhound bus service are also available. However, Amtrak
suspended service to Pensacola (and the rest of the Gulf Coast) because of damage caused by Hurricane Katrina.
As of October 2008, it is still unknown whether Amtrak service will be restored.
Information From Wikipedia, the free encyclopedia
Refinances
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.
There are many reasons that homeowners choose to Refinance. Here are the most common reasons homeowners
choose to Refinance:
- Refinance to Lower their Interest Rate
- Refinance to Shorten their loan term
- Refinance to Take cash out for home improvements
- Refinance to Pay off high interest credit cards
- Refinance to Take cash out for child's education
Now is the time to Refinance due to low Interest rates. Speak to a Mortgage Specialist today to see if a Refinance
would benefit you and help you accomplish your goals.
Debt Consolidation Loan
This type of Refinance typically consolidates your current mortgage with your high interest credit cards and/or
personal loans. A Debt consolidation Refinance loan can save clients anywhere from $200-2,000 a month which
really adds up over the course of a year.
Home Improvement Loan
This type of Refinance pays off your current loan and gives you cash back at closing to be used to improve your
home. Home improvements such as a new roof, putting in a pool, adding square footage, and remodeling your
kitchen are the top reasons for obtaining a home improvement Refinance loan. Many homeowners choose to take
the cash out of their property because they are using a low interest instrument (a Mortgage) to put cash back into
their property.
Thinking about Refinancing??? Here are a couple items to consider:
- Compare costs to actual benefit
- Analyze tax benefits of Refinancing
- Understand all costs of Refinancing
- Make sure your credit is cleaned up so that you qualify for the best loan products
The Refinance process is very similar to the steps taken when you purchased your home. With Refinances, most
homeowners choose to wrap the costs into the loan so that the only out of pocket fee is an appraisal. Contact one of
our Mortgage Specialist today to get started on the Refinance Process.